Financing a vehicle can be confusing. That's why we've put together a list of frequently asked questions. You'll find the answers to the most common questions and concerns, as well as advise on buying and financing your car.  Read on to learn more. 



What do I need to bring to the dealership to buy a car?

You'll need your license, an account with an insurance company, and the title of your trade-in vehicle (if applicable). You need to prove that you are a licensed driver, that you have insurance, and that you own the car you are trading in. It's also a good idea to check your credit score before stopping by, and try to look up your monthly income.



Can I refinance my auto loan?

Many lenders will let you refinance a loan if you have good credit and if your car isn't too old. If you're worried that you have bad credit, keep this in mind-you may be able to refinance down the road if things turn around.


What are the benefits to financing through the dealership?

Dealerships often offer a wider selection and special incentives. Many finance experts have years of experience and extensive resources, and they can find you the best rates at local and national levels. Financing through the dealership is also more convenient than travelling from bank to bank over the course of weeks. You can compare rates and lenders the day you stop by, getting the best deals around.



What does APR stand for?

APR is the annual percentage rate, or the amount of interest on your loan that you pay annually. If you have a lower APR, you tend to have lower monthly payments.



Is it better to trade-in or sell on my own?

That depends on the seller. Trading a vehicle is easy and fast, and many dealerships offer special incentives to get you behind the wheel of a new car. If you sell privately, you may make more money, but you're not guaranteed anything. If you're looking for the simplest option, trade-in your car to a dealership.



These FAQs should help you understand financing better. If you have a question you don't see on our website, feel free to contact our finance center or stop by today. We're dedicated to providing the best service and the best vehicles possible.